Maintenance Loan

Full-time Students REPAYABLE
Income-assessed: up to £8,700 (2018/2019)
Income-assessed (welfare benefits) up to £9,616 (2018/2019)
Non income-assessed: up to £4,054 (2018/2019)
Aged 60 or over at start of course up to £3,680 (2018/2019)

 

APPLY FOR YOUR FUNDING NOW AT www.gov.uk/studentfinance

The amount of Maintenance Loan you receive depends on where you live during term-time, whether you are in your final year of study, your household income assessment (as determined by Student Finance England, Student Finance Wales, Student Finance N. Ireland, or SAAS), and your age (different rates apply for student aged 60 or over at the start of the course).

You can apply for a Maintenance Loan by applying online via the Gov.uk website.

If you live away from your parental home during term time (including students who are deemed “independent” (e.g. those aged 25 or over at the start of the academic year), you can apply for a Maintenance loan of up to £8,700.

If you live with your parents during term time, you can apply for a Maintenance Loan of up to £7,324.

If you are entitled to receive welfare benefits whilst you study full-time (e.g. lone parents, student couples with children, and students in receipt of some disability benefits) you can apply for a higher rate of Maintenance Loan of up to £9,916.

A non-income assessed Maintenance Loan is available of up to £4,054.

Students aged 60 or over at the start of the course can apply for a loan of up to £3,680. No maintenance Loan is available if you are aged 60 or over at the start of your course and your household income is over £43,695.

The Maintenance Loan is paid in three equal instalments in September, January and April.

Your Maintenance Loan will be paid at a reduced rate in your final year of study.

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